What's the best renters insurance in San Diego?

What's the best renters insurance in San Diego?
Renters insurance in San Diego

What's the best renters insurance in San Diego?
I checked around for someone who would not only ensure my items but would insure the property for over $1 million
. Thus, the property and visitors are protected should something happen. This is not offered by all insurers here. They are very priced for this amount of coverage.

Liberty Mutual.

I included my property, rental, car. Of course, they provide a discount for any purchases. I have full coverage on my car as well as a very low deductible. They have excellent customer service.

I checked with Wawanesa. For basic insurance, the rates are good. For full coverage, they are much more expensive. Same with Allstate, State Farm, Progressive, Geico.

I had a very bad experience with AAA. They totaled out my car for some scratches on the door. They said the whole door needed to be replaced and that “the door itself” would cost over $3k. My car was at the time was 10 years old and I could find it at a junkyard for like $100. It was an estimate.

They processed the claim. I never accepted or signed anything. They put a salvage title on my car. It took me over 6 months of complaining to get my car fixed and have them acknowledge a different estimate for under $3k for the entire repair and repaint. I went to the state regulatory board for insurance to find out my rights, threaten to sue, and send them the regulations and laws if they didn’t fix it. It was a ridiculous nightmare and I will never use them again.


Is there any affordable business insurance around San Diego?
Is there any affordable business insurance around San Diego?
Business insurance


Of course, there are lots of affordable business insurance policies around San Diego. There even might be some affordable insurance for your business. The best way to determine that is to work with some insurance agents.

Insurance rates are predicated upon the risk associated with the business. The product liability risk associated with a flower store is low. Not too many people are injured by a bouquet or potted plant. But the product liability for a handgun manufacturer is much higher because the potential that someone is injured by that product is so much higher.

Your office workers have a much lower probability of being injured on the job than my roofers working on 10 story condos. Thus your worker's compensation rates are much lower than mine.

Your trucking company incents your drivers to drive under the speed limit. My company only cares how fast we deliver loads and get back to the terminal.

Business insurance can be very straightforward for a main street retail store like shoes. Omit, it can be very involved for complex and unique businesses.

One of the factors that are overlooked is your experience level in that business. If you have been in business for a period of time and have shown success and safety, you will have much more luck finding an insurance company that wants to ensure you at a competitive rate. But if you are new to the business and have no track record, insurance may be difficult or impossible to get.

If you are looking for an independent insurance agent with whom you can consult, you can find one by entering your zip code at TrustedChoice.com. Fill in the type of business that you are running and we will point you to an agent that writes that industry.

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